Risk Evaluations

There are many companies who can provide you with recommendations, but NJ & Associates, Inc. is the company that will follow up with practical assistance to implement necessary controls.

We provide risk evaluations for Workers Compensation, Property, General Liability, Products Liability, Fleet and Marine policies. Our quality control procedures guarantee that each report is reviewed for technical accuracy to verify that: 1) major risks have been identified; 2) control methods for exposures have been evaluated; and 3) appropriate recommendations comply with applicable standards.

NJ's basic workers compensation evaluation includes an on-site survey and narrative report detailing operations, exposures, controls and recommendations. NJ's comprehensive report includes additional analysis of loss history, large losses, potential exposures, and an account evaluation with respect to current loss control programs along with management training and consultation.

Property reports focus on building construction, occupancy, fire and flood exposures, fire protection, security and crime information, amount subject to loss maximum employees on site, off-site operations, hazards to neighborhood, and special considerations necessary controls or improvements. Knowledgeable specialists handle Products Liability, Fleet Marine and HPR evaluations, following service request guidelines.

20/20 Vision Through the Eyes of Experience

NJ's Consultants are required to have a collage degree and/or a minimum of five to ten years of experience in insurance loss control or industrial safety and health. Many of our consultants have professional designations, such as Certified Safety Professional, Professional Engineer, Certified Industrial Hygienist, Associate in Risk Management, etc.

NJ keeps up with new government regulations and maintains a technical standards reference library. When you have a question or need advice, you can be sure we give you the benefit of a well researched reply.